Is bad credit a total barrier to a home loan?

  Your finances can get a bit out of control sometimes, for all sorts of reasons. Illness, divorce, redundancy sometimes, just getting overwhelmed with things to do and accidentally missing a bill payment. The end result can be that you get put in the bad credit basket. Even if you sort it out and pay the overdue bills or fix up a de...

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Car loans

It's so easy! You're at the car yard, you've seen, test-driven and agreed to buy your dream car! What about finance? Easy, go speak to the car yard finance manager, they'll sort your loan out, no worries.   But, did you know that the special rates that manfucturers offer from time to time aren't necessarily as...

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You've spring-cleaned your home so how about your finances?

Spring is here! I love this time of year, as I sit in my garden thinking about the new life beginning, baby birds will start to appear, buds and new growth on trees and, of course, feeling so alive with the endless possibilities ahead! It's also the start of a new financial year. How many people have the time to sit down and spring-cl...

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Government grants and concessions

Queensland First Home Owners Grant (updated 26th Jul 2018) $15,000 available ($20,000 for contracts executed between 1st July 2016 and 30th June 2018) where all parties to the purchase have never owned and occupied property in Australia. Unlike the old first home grant, the First Home Owners' Grant is only payable where the proper...

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